| Credit Rating by JCR - VIS Credit
Rating Company Limited - June 28, 2011 Long
Term Rating: 'AA + '
United Bank Limited is one of the largest
Commercial Bank in Pakistan. The Bank's long term
rating is AA +, which denotes good credit quality.
Protection factors are strong. Risk is modest but may vary
slightly from time to time because of economic conditions.
Short Term Rating 'A-1+'
The short-term rating is
A-1+, which denotes the highest certainty
of timely payment. Short-term liquidity, including internal
operating factors and / or access to alternative sources of
funds, is outstanding and safety is just below risk free Government
of Pakistan's short-term obligations.
Term Finance Certificate Rating:`
TFC - I: 'AA'
TFC - II: 'AA'
TFC - III: 'AA'
TFC - IV: 'AA'
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