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| UBL AMEEN CERTIFICATES OF ISLAMC INVESTMENT |
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Why UBL Ameen Certificates of Islamic Investment? |
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If you are looking for avenues to invest your money and earn higher profit, along with the satisfaction that your funds have been utilized in Shariah compliant channels, UBL Ameen Certificates of Islamic Investment are the perfect choice.
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 Minimum amount to purchase a certificate: Rs. 10,000/=. |
| Available in certificates ranging from one month to eight years. |
Profit Bi-annually (July and January):
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| Minimum amount to purchase a certificate: Rs. 50,000/=. |
| Available in certificates ranging from one to eight years. |
Profit Monthly (1st working day of the month):
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| Minimum amount to purchase a certificate: Rs. 100,000/=. |
| Available in certificates ranging from one to eight years. |
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| Personalized services from our trained staff. |
| Customized financial consultancy services regarding Shariah compliant products. |
| 24/7 call center facilities. |
| Online deposit / withdrawal facility as per bank’s policy. |
| Withdrawal facility from ATM. |
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| We offer personalized customer-friendly services to make your funds work for you, and your transactions through us secure and easy. When you let us manage your investment, you may rest assured, that as trustees of your funds we will follow your instructions to the letter. |
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Introduction
United Bank Limited (UBL) is one of the largest commercial banks in the country and is heir to a rich tradition of banking and commerce going back to 1959. It has a network of over 1,100 domestic and 17 overseas operations including branches, subsidiary companies and representative offices.
UBL Ameen Islamic Banking already reaches out to diverse segments of society by offering a complete and comprehensive range of Shariah-compliant financial products and services. It is our aspiration to become your ‘bank of choice’.
We at UBL Ameen have engaged the best possible resources to provide our clients the ultimate in Shariah-compliant banking solutions. Our products are customized not only to suit the diverse requirements of our customers, but are also designed in strict compliance with the norms of Shariah. |
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| How are the products offered by UBL Ameen in compliance with Shariah? |
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Every product of ‘UBL Ameen’ goes through a process of Shariah Compliance Certification by our Shariah Advisor. Moreover, these products meet the guidelines of the Shariah Board of the State Bank of Pakistan, comprising of eminent scholars from various schools of thought.
Furthermore, we have engaged Mufti Hassaan Kaleem, a renowned expert in the field of Islamic banking, as Member of our Shariah Advisory Panel to ensure that our products are in strict compliance with Shariah. |
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How are UBL Ameen Certificates of Islamic Investment truly Islamic? |
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| Your UBL Ameen Certificates of Islamic Investment is taken under Shariah compliant terms of Mudarabah. We as Mudarib pool your funds together with other depositors’ funds and invest them for a profitable return. Because we manage a large pool comprising many different investments, we reduce individual risks and further mitigate them through Takaful (Islamic Insurance), and of course very close monitoring. That is why we generally make profits. For the management of your pooled funds, we share the profit with you but if there is a loss we bear the loss in terms of the cost of managing the pool. |
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What UBL Ameen can do for you?
We are your bank |
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| if you need a one stop solution for management of your funds in a Shariah compliant manner. We offer attractive investment opportunities through our UBL Ameen Certificates of Islamic Investment delivering competitive returns, |
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| Becoming an “Ameen” will open doors for you, to a number of benefits including discounts and special services through other products in our portfolio. So make a start today by opening a UBL Ameen account of your choice – whether Current or Savings. |
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| How to invest in UBL Ameen Certificates of Islamic Investment? |
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Visit any UBL Ameen Branch or the Ameen Window at designated branches of UBL country-wide and:
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| Open a checking account with UBL Ameen if you don’t already have one: |
| Fill out a UBL Ameen Certificates of Islamic Investment application form |
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| and become an ‘Ameen’ |
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