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| Ameen PLS Saving Account |
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Why Ameen Saving Account? |
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If you are looking for a checking account that gives you ease of doing unlimited transactions and earn profit, with the satisfaction that your funds have been used in Shariah compliant channels then Ameen Saving Account is the right choice.
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 Minimum deposit to open an account: Rs. 100/- |
| No minimum balance requirement |
| Personalized services from our trained staff |
| Personal financial consultancy services regarding Shariah compliant products |
| 1st cheque book free on opening of account |
| 24/7 call center facilities |
| Online deposit / withdrawal facility as per bank’s policy * |
| Withdrawal facility from ATM – up to Rs. 40,000/- * |
| ATM & Visa Debit card facility * |
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| We offer personalized customer-friendly services to make your funds, and your transactions through us, secure and easy. When you let us handle your account, you may rest assured that we will follow your banking instructions to the letter. |
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Introduction
United Bank Limited (UBL) is one of the largest commercial banks in the country and is heir to a rich tradition of commerce and banking, dating back to 1959. It has a network of over 1,000 domestic and 15 overseas branch operations.
We are proud to introduce “Ameen”, UBL’s Islamic Banking arm, to reach out to every segment of society by offering a complete and comprehensive range of Shariah-compliant financial products and services. It is our aspiration to become your bank of choice.
We at UBL Ameen have engaged the best possible resources to provide our clients the ultimate in Shariah-compliant banking solutions. Our products are tailored not only to suit the diverse requirements of our customers, but are also designed in strict compliance with the norms of Shariah. |
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| How are the products offered by Ameen in Compliance with Shariah? |
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Every product of ‘Ameen’ goes through a process of Shariah Compliance Certification by our Shariah Advisor. Moreover, these products are also according to the Shariah Board of the State Bank of Pakistan, which comprises of eminent scholars from various schools of thought.
Further, we have engaged the expertise of Mufti Hassan Kaleem as member of our Shariah Advisory Panel to ensure that our products are widely acceptable. |
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How is Ameen Saving Account Islamic? |
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| Your Ameen Saving Deposit is taken under the Shariah compliant terms of Mudarabah. We as Mudarib, pool your funds together with other depositors and invest them for a profitable return. Because we manage a large pool that makes many different investments, we diversify our risks and mitigate them as a bank, through Takaful (Islamic Insurance) and close monitoring, we generally make a profit. For the management of your pooled funds, we share the profit and if there is a loss, we get nothing; we bear the loss in terms of the costs spent on managing the pool. |
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What UBL Ameen can do for you?
We are your bank |
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| if you need a reliable bank to manage your funds and make them accessible to you anywhere you want, |
| if you need a one stop solution for the management of your funds, we offer Shariah compliant investment opportunities in our business through our very own Ameen Certificates of Islamic Investment, and capital markets through our subsidiary UBL Fund Managers (Islamic Mutual funds);all giving competitive returns. |
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| Becoming an “Ameen” will open doors to a number of benefits including discounts and special services given by other businesses on our panel. So start by opening an Ameen account of your choice; we also offer Current Accounts and Ameen Certificates of Islamic Investment. |
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| How to open an Ameen Saving Account? |
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| Fill out the Account Opening form as per the guidelines provided with it. |
| Attach a copy of your CNIC |
| Zakat Exemption Certificate (if applicable) |
| Tax Exemption Certificate (if applicable) |
| Just deposit Rs. 100/-. |
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| and become an ‘Ameen’ |
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| * will be available in Karachi soon! |
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