Remember the time when you were rewarded for your achievements - All simple. All instant.

UBL has designed a campaign for the first time in Pakistan to acknowledge and reward customers who have shown excellent performance in their loan repayments with other banks. Customers who maintain good credit history with any bank in Pakistan on consumer products can qualify, based on a certain threshold of credit bureau scores. These customers are being offered rate breaks and instant rewards upon qualifying for UBL consumer products. Brief description of UBL Consumer products is given below:

The most exciting and vibrant credit card brand in Pakistan is not only powered by the security of a chip, but also offers a range of other benefits like SMS alerts service, security of internet transactions through VbV service, Lite installment plan, fuel redemption against reward points, etc. The credit card can provide you a credit limit up to Rs. 2 mln without any security requirement and is also available in a co-brand version with PSO co-branded credit card. Customers can also transfer their outstanding balances from other banks' credit cards to UBL Credit Card, depending upon their credit limit with UBL Credit Card, at a discounted rate offered through 'UBL Silah Mila' campaign.

UBL Drive is a unique auto financing solution which offers product with pricing linked with KIBOR and features like Car Replacement Plan and free car tracking device. You will be able to avail UBL Drive for new & used car with flexibility unmatched by any other bank.

UBL Address empowers you to become the proud owner of a home by offering a variety of products (Buy-a-Home, Build-a-Home and BTF) that are flexible yet affordable. So choose the best product option and pricing to suit your needs. The loan tenor ranges from 3 to 20 years.

UBL Cashline is a flexible Running Finance facility that provides you cash up to Rs. 2 mln without any security requirements. It also empowers you to take control of your finances. UBL Cashline is aimed to make your life easier… ZINDAGEE ASAAN. Whether you are a salaried individual or a businessman, UBL Cashline takes care of your cash requirements.

Please note that customers who maintain a good credit history in one or more products with a bank can qualify for the same or other products in UBL consumer products menu, depending upon fulfillment of the bank's debt burden / income criteria and other regulatory requirements. For example, a customer availing an auto loan with any Pakistani bank can qualify for another auto loan, credit card or any of the UBL's discounted consumer products listed above, based on his / her good credit history and other regulatory requirements.